Regalia First Features and Benefits.

Welcome to the world of HDFC Bank Regalia First Credit Card. A card crafted with perfection for the distinguished few.

Add to your album of lifetime memories with luxury that indulges you in new experiences, when you travel, dine out, or simply go shopping.

We trust that you will enjoy a travel and lifestyle experience unlike any other, as we astound and delight you every step of the way. So start indulging with the HDFC Bank Regalia First Credit Card.



Enjoy a complimentary Priority Pass membership* with exclusive access to over 1000+ airport lounges around the world. An opportunity for you to relax and recharge in an oasis of luxury, away from the regular terminal traffic. Priority Pass is for international lounge visits. The Add on card member is also eligible for a Priority Pass membership.

The Primary card holder and the Add on member can jointly have 3 free International Lounge (outside India) access every year.

You also receive up to 2 complimentary domestic lounge access privileges per quarter on VISA/Master lounge access programme.

Priority Pass membership is on request. Customer has to complete 4 transactions in a statement within the first 90 days to be eligible for Priority Pass membership. Upon completing the 4 transactions in a statement, a link on which Priority Pass could be applied will be sent to customer post the statement is generated.

Please visit for more details on the lounges you can access and their tariff structure.

Please Note :

All Domestic Lounge visits using priority pass will be charged at US $27 + GST as applicable w.e.f. 25th May 2017

International Lounge Visits exceeding the complimentary visits will be charged at US $27 + GST as applicable w.e.f. 25th May 2017

All guests visits using Priority pass would be charged at US $27 + GST per visit

Charges will be billed to your credit card statement within 90 days of Lounge visit

Any lounge visits out of priority pass network will be chargeable as per the discretion of the respective lounges

Primary and add on card member can jointly enjoy the complimentary cap on priority pass

The dollar conversion rate will be applicable as per the prevailing rate on billing date


Your fine dining experiences are at the cusp of change. A change that will transform not just how and where you dine, but also how you will relish them. Don’t hold back. Indulge in luxury like never before for sumptuous meals and luxurious ambience atover 3000+ premium restaurants.


As an HDFC bank Regalia First Credit Card customer, you can customize your travel experiences with our Travel Concierge Assistance. The next time you need to make airline reservations or book a hotel room, let your travel concierge do it for you.

Accessible 24x7

English and multilingual

Do save our Travel Concierge number for future assistance: 1800 209 4006 (Toll Free)

*Note - Reservation or booking charges for the services will be borne by customer on actuals.
Terms and Conditions Apply.


Get rewarded for revelling in the finest things in life.

Now splurge to your heart’s content with the best-in-class rewards programme

  • Earn 4 Reward Points* for every 150 spent

Redeem Reward Points

  • Travel bookings on,where 1 Reward Point is worth Rs 0.30
  • Exciting gifts from an exclusive rewards catalogue
  • Convert Reward Points into Air Miles of leading domestic and international airlines


  • Only valid retail purchases qualify for accumulation of Reward Points.
  • Reward points are valid only for 2 years from the date of accumulation.E.g: if you have received
  • Reward Points in the month of June 2016 , they will expire in June 2018. Terms & Condition Apply
  • Reward Point will not accrued for fuel transactions
  • Effective 15th August'2017,

#Terms and Conditions Apply.


Life is not just about the perks, it is also about what you get back when you make decisions that involve your money. Considering this, the HDFC Bank Regalia First Credit Card boasts of unmatched financial benefits. So now make every decision count.

  • Enjoy lowest foreign currency mark-up fee of 2% + GST on all your foreign currency spends
  • Benefit with a low interest rate of 3.49% + GST p.m.
  • 1% fuel surcharge waived off on fuel transactions.(Minimum transaction of INR 400 and maximum transaction of 5000. Maximum cash back of INR 500 per statement cycle). Fuel surcharge varies from 2.5% to 1% of fuel transaction amount. The rate of surcharge may vary depending on the fuel station and their acquiring bank. GST applicable.


You are valuable to us. As our esteemed customer, we provide you with insurance* covers against various risks you might face.

  • Air accidental death: In case of death in an Air accident, your nominated kin will receive a compensation of Rs. 30 lakhs
  • Emergency Overseas Hospitalisation: Protection worth up to Rs. 10 lakhs against any medical emergency when you are travelling, and are outside your home country

To avail Insurance benefits, please fill in the membership application form given in the kit seperately.

HDFC Ergo General Insurance Company +800-0825-0825 (International Toll Free - accessible from outside India) / 01204507250 (Chargeable) I

Claim documents to be sent to:

A&H Claims Inward Team, HDFC Ergo GIC Ltd., 6th Floor, Leela Business Park, Andheri Kurla Road, Andheri East. Mumbai 400059

*Terms and conditions:

  • Not applicable for NRI Regalia First cards
  • All the above insurance covers are available to primary cardholder only
  • Air accident cover will be activated if the tickets are purchased using HDFC Bank Regalia First credit cards
  • Travel insurance provided under the policy shall not be valid for procuring a travel visa
  • Travel insurance provided shall be valid for international travel only
  • Maximum trip duration is restricted to 30 days

Please note that all the above insurance covers will be available only after the cardmember activates his/her HDFC Bank Regalia First Credit Card. Activation is defined as ‘first purchase at a retail outlet or cash withdrawal from an ATM. These insurance covers are not provided by HDFC Bank. Additional exclusions / limitations are applicable as per the policy of the insurance company with whom HDFC Bank has tied up for providing these covers. Please contact the insurance company for detailed terms and conditions.