HDFC Bank Regalia Credit Card now comes with Enhanced Benefits.

Add to your album of lifetime memories with luxury that indulges you in new experiences, when you travel, dine out, or simply choose to get entertained.
So start indulging with the HDFC Bank Regalia Credit Card.


Complimentary Club Vistara Silver membership

  • Regalia card holders enjoy complimentary Club Vistara Silver Membership which offers unmatched benefits on Vistara:
  • Earn 9 Club Vistara (CV) points for every INR 100 spent on All Vistara Flights
  • Additional 5 Kg Baggage allowance
  • Priority Airport Check-in and Waitlist Clearance.

For further details, visit If you are a Regalia card holder, Click Here to apply for your exclusive Club Vistara Silver membership.

Complimentary Airport Lounge Access

Get a complimentary Priority Pass Membership for preferential and free access to over 1000+ airport lounges around the world. Enjoy refreshments and use facilities including phones, faxes, and Internet and conference rooms. The Add on card member is also eligible for a Priority Pass membership.

The Primary card holder and the Add on member can jointly have 6 free International Lounge (outside India) access every year.

Visit for list of lounge details.

Priority Pass membership is on request. Customer has to complete 4 transactions in a statement within the first 90 days to be eligible for Priority Pass membership. Upon completing the 4 transactions in a statement, a link on which Priority Pass could be applied will be sent to customer post the statement is generated.

For domestic lounge visits, Regalia customers can avail the Visa and Master Card Lounge access programmes.Customers receive up to 2 complimentary domestic lounge access privileges per quarter on VISA/Master lounge access programme.

Please click here to know more about VISA lounge programme.

Please click here to know more about Master Card lounge programme.

Please Note :

All Domestic Lounge visits using priority pass will be charged at US $27 + GST as applicable w.e.f. 25th May 2017

International Lounge Visits exceeding the complimentary visits will be charged at US $27 + GST as applicable w.e.f. 25th May 2017

All guests visits using Priority pass would be charged at US $27 + GST per visit

Charges will be billed to your credit card statement within 90 days of Lounge visit

Any lounge visits out of priority pass network will be chargeable as per the discretion of the respective lounges

Primary and add on card member can jointly enjoy the complimentary cap on priority pass

The dollar conversion rate will be applicable as per the prevailing rate on billing date


Your Regalia Credit Card entitles you to Exclusive Dining Privileges at premium restaurants. Enjoy complimentary delights and savings each time you present your HDFC Bank Regalia Credit Card.


Splurge to your heart’s content with the best-in-class rewards programme on your HDFC BANK Regalia Credit Card.

  • Earn 4 Reward Points* for every 150 spent on your HDFC Bank Regalia Credit Card
  • Accumulate and redeem Reward Points for:
    - Travel bookings on
    - Exciting gifts from an exclusive rewards catalogue
  • Alternately, you can convert Reward Points into AirMiles of leading domestic and international airlines.


  • Only valid Retail purchases qualify for Reward points
  • Reward points will not be accrued for fuel transactions
  • Reward points are valid only for 2 years from the date of accumulation. Eg : If you have received reward points in the month of June 2015, then same will expire in June 2017.
  • Effective 15th August'2017,
Terms and Conditions Apply.


  • Enjoy lowest foreign currency markup of 2% + GST on all your foreign currency spends
  • 1% fuel surcharge waived off on fuel transactions.(Minimum transaction of INR 400 and maximum transaction of 5000. Maximum cash back of INR 500 per statement cycle). Fuel surcharge varies from 2.5% to 1% of fuel transaction amount. The rate of surcharge may vary depending on the fuel station and their acquiring bank. GST applicable.
  • Enjoy up to 50 days of interest free credit and manage your payments at your convenience. You can choose to pay only the minimum amount due (5% of total amount due subject to a minimum of Rs. 200) and carry forward the balance amount to next month at an extremely low interest charge of just 2.95% + GST per month (Effective 15th August 2017 Interest Charge will be 3.49% per month).


As an HDFC bank Regalia Credit Card customer, you can customize your travel experiences with our Travel Concierge Assistance. The next time you need to make airline reservations or book a hotel room, let your travel concierge do it for you.

Accessible 24x7

English and multilingual

Do save our Travel Concierge number for future assistance: 1800 209 4006 (Toll Free)

*Note - Reservation or booking charges for the services will be borne by customer on actuals.
Terms and Conditions Apply.


To show how much we care, we offer comprehensive insurance* covers against various risks you might face.

Air Accidental death:

In case of death in an Air accident, your nominated kin will receive a compensation of
Rs. 1 Crore

Emergency Overseas Hospitalization:

Protection worth up to Rs. 15 lakhs against any medical emergency when you are travelling, and are outside your home country

HDFC Ergo General Insurance Company +800-0825-0825 (International Toll Free - accessible from outside India) / 01204507250 (Chargeable) I

Claim documents to be sent to:

A&H Claims Inward Team, HDFC Ergo GIC Ltd., 6th Floor, Leela Business Park, Andheri Kurla Road, Andheri East. Mumbai 400059
*Terms & Conditions

  • Not Applicable for NRI Regalia cards
  • All the above insurance covers are available to the Primary card holder only.
  • Air Accident cover will be activated if the tickets are purchased using HDFC Bank Regalia credit cards.
  • Travel Insurance provided under the policy shall not be valid for procuring a travel visa.
  • Travel Insurance provided shall be valid for International Travel only.
  • Maximum Trip Duration is restricted to 30 Days.
  • The insurance benefit is applicable for the primary card holders up to a maximum age limit of 70 years.

Please note that all the above insurance covers will be available only after the Cardmember activates his/her HDFC Bank Regalia Credit Card. Activation is defined as ‘first purchase at a retail outlet or cash withdrawal from an ATM using the HDFC Bank Regalia Credit Card’. These insurance covers are not provided by HDFC Bank. Additional Exclusions / Limitations are applicable as per the policy of the insurance company with whom HDFC Bank has tied up for providing these covers.
Please contact the insurance company for detailed T&Cs.